VISITORS TO CANADA INSURANCE
ALLIANZ
Age Limits
15 Days to 89 Years Old
Maximum Sum Insured
$10,000; $25,000; $50,000; $100,000; $150,000; $300,000
When to Apply?
1. Purchase prior to arrival
2. After Arrival: 48-hour waiting period*
*Exception: accidental bodily injury
Pre-existing Medical Condition & Stability Exclusions
Ages 59 and younger: 90 days prior to policy effective date.
Ages 60-79: no coverage for pre-existing heart conditions, stroke or mini-stroke; 180-day stability prior to effective date for other conditions.
Ages 80 +: no coverage for pre-existing medical conditions.
Eligibility Requirements
HAVE TO MEET THE CRITERIAS
Medical Questionnaire
Not required – Guaranteed Issue
Side-Trips Outside Canada
Covers worldwide travel as long as the majority of the policy duration is spent in Canada. No coverage while in country of origin.
Benefits
(read policies for specifics)
Hospital & physician bills (up to amount)
Emergency Medical (including follow-up visits)
Prescription drugs (up to $500)
Professional services following an accident: chiropractor, osteopath, physiotherapist
Ambulance transportation (up to amount)
Dental accident ($4000)
Dental emergency ($500)
Bringing someone to your bedside (up to $3000)
Meals, hotel, phone calls & taxi (up to $1500)
Repatriation of remains (up to $10,000)
Evacuation to home (up to $3,000)
Savings – Family Rating
2 times oldest applicant.
Available to those 59 years and younger.
Accidental Death and Dismemberment
Up to overall maximum limit
Documentation
MANULIFE PLAN A
Visitors to Canada - PLAN A
Age Limits
30 Days to 85 Years Old
Maximum Insured
$15,000; $25,000; $50,000; $100,000
When to Apply?
1. Purchase prior to arrival
2. After Arrival:
a. Within 30 days: 48-hour waiting period*
b. After 30 days: 8-day waiting period*
*Exception: accidental bodily injury
Pre-existing Medical Condition & Stability Exclusions
Coverage not provided for pre-existing medical condition for which the insured received treatment in the 180 days prior to the effective date.
No coverage for pre-existing medical condition for which insured was hospitalized more than once for 2 consecutive days during 12 months prior to effective date.
Eligibility Requirements
HAVE TO MEET THE CRITERIAS
Medical Questionnaire
Not required – Guaranteed Issue
Side-Trips Outside Canada
Coverage provided as long as duration outside Canada does not exceed the lesser of: 30 days per policy or 49% of the total coverage days. No coverage while in country of origin.
Benefits
(read policies for specifics)
Hospital & physician bills (up to amount)
Emergency Medical (NO follow-up visits)
Prescription drugs
Professional services following an accident: chiropractor, osteopath, physiotherapist
Ambulance transportation (up to amount)
Dental accident ($4000)
Dental emergency ($300)
Bringing someone to your bedside (up to $3000)
Meals, hotel, phone calls & taxi (up to $1500)
Repatriation of remains ($3,000 & transport)
Evacuation to home (reasonable)
Savings – Family Rating
2 times oldest applicant.
Available to those 59 years and younger.
Accidental Death and Dismemberment
Up to $50,000
Documentation
BLUE CROSS
The Blue Cross travel insurance plan for visitors to Canada covers emergency medical care fees and is also available for individuals who are visiting Canada on a super visa.
Visit Canada worry-free and spend time with family living here. Your trips to other provinces and the United States are covered.
Welcome to Canada!
Why Blue Cross?
-
Optional deductibles on emergency medical care costs. Where possible, we arrange payment directly with the hospital.
-
Canada's #1 travel insurance brand and recognized worldwide.
-
Visitors to Canada insurance meets the requirements of Canada's super visa.
-
Trips outside Canada are permitted and Blue Cross travel assistance is maintained.
-
Travel assistance available 24/7 for any emergency, anywhere you travel.
Your coverage
$50,000, $100,000 or $150,000 for emergency medical care, including:
-
Hospitalization fees for a semi-private room
-
Professional fees for nurses and physicians required for emergency medical treatment
-
Up to $2,000 for emergency dental treatment as a result of an accident
-
Emergency home return by air ambulance or commercial flight with a medical escort
-
Up to $1,000 for accommodation and meals if your return is delayed due to a medical emergency
-
Professional services by a physiotherapist, chiropractor, osteopath or podiatrist when medically necessary and prescribed by the attending physician, up to a maximum of $300 per profession
-
Trip break (when the duration of your stay in Canada is for a minimum of 365 days) so that you may return to your country of residence and come back to Canada without terminating the insurance contract*
The Visitors to Canada plan should be purchased before your arrival in Canada, but may also be purchased when you arrive.* If it's purchased on arrival, coverage will be effective on the date of purchase in case of accident or injury and 4 days after the date of purchase in case of illness.
MANULIFE PLAN B
Visitors to Canada - PLAN B
Age Limits
30 Days to 85 Years Old
Maximum Sum Insured
$15,000; $25,000; $50,000; $100,000
When to Apply?
1.Purchase prior to arrival
2.After Arrival:
a. Within 30 days: 48-hour waiting period*
b. After 30 days: 8-day waiting period*
*Exception: accidental bodily injury
Pre-existing Medical Condition & Stability Exclusions
Coverage provided for pre-existing medical condition in which the insured was stable in the 180 days prior to the effective date.
Eligibility Requirements
HAVE TO MEET THE CRITERIAS
Medical Questionnaire
Ages 35 and over, required; must answer NO to all questions to be eligible.
Side-Trips Outside Canada
Coverage provided as long as duration outside Canada does not exceed the lesser of: 30 days per policy or 49% of the total coverage days. No coverage while in country of origin.
Benefits
(read policies for specifics)
Hospital & physician bills (up to amount)
Emergency Medical (NO follow-up visits)
Prescription drugs
Professional services following an accident: chiropractor, osteopath, physiotherapist
Ambulance transportation (up to amount)
Dental accident ($4000)
Dental emergency ($300)
Bringing someone to your bedside (up to $3000)
Meals, hotel, phone calls & taxi (up to $1500)
Repatriation of remains ($3,000 & transport)
Evacuation to home (reasonable)
Savings – Family Rating
Not Available
Accidental Death and Dismemberment
Up to $50,000
Documentation